20. Sales Taxes - All Strategic Advisors Inc. services are not subject to the sales tax in the state, county, or city that levies such a tax and in which a sale occurs. If Strategic Advisors Inc. sells products (hard goods) in the future they may be taxable. A tax on product will be calculated on the retail value of the purchase. Unless the Advisor has filed a tax resale number with the Company, the Company will collect the appropriate tax.

21. Sponsorship - All Advisors have the right to sponsor others anywhere within the United States, or other nations as they may from time to time be opened by Strategic Advisors Inc., bearing in mind the need for personal contact. Note, however, that Company Advisors are free to retail Services (or products when adopted) anywhere in the world provided that they meet legal requirements such as customs compliance in foreign countries. Every person has the ultimate right to choose his/her own sponsor when they initially sign-up as an Advisor with the company.

22. Propriety Nature of Downline Reports - Strategic Advisors Inc. may from time to time supply data processing information and reports to Company Advisors concerning their downline organizations. The Advisor agrees that such information is proprietary and confidential to both the company and the individual Advisor and is transmitted to the Advisor in confidence.

A. The Advisor agrees that he/she will not disclose such information to any third party directly or indirectly, nor use the information to compete with the company directly or indirectly.

B. The Advisor and the company agree that, but for this agreement of confidentiality and nondisclosure, the company would not provide the above confidential information to the Advisor.

23. Amendments - Strategic Advisors Inc. expressly reserves the right to alter or amend prices, limit services, product (if adopted) availability and/or formulation, policies and procedures, and compensation plan and all associated agenda. Such amendments are automatically incorporated as part of the agreement between the Company and the Advisor when published in official company literature or by electronic communication to include e-mail and website postings.

24. Annual Renewal Fee - Independent Advisors are required to renew their Strategic Advisors Inc. agreements on the anniversary of the date they became Independent Advisors. The annual renewal fee is to be $20.00 at this time. Renewal forms will be distributed by the Company two months prior to the anniversary date of the individual Advisors. Failure to return the agreement by the anniversary date will be construed as a resignation and all agreements between the company and the Advisor will be considered null and void.

25. Advisor Change of Address - Independent Advisors must report any change of address by sending written notice to Strategic Advisors Inc. office.

26. Resignation of An Advisor - An Advisor has the right to terminate their agreement at any time and for any reason without reason without penalty by giving seven (7) days written notice to the company at its principal place of business.

A. At the end of the seven (7) day notice period, all rights to commissions, position, and wholesale purchases cease, and the Advisor is no longer entitled to advertise, sell, or promote Strategic Advisors Inc. products. The former Advisors downline shall be transferred to his/her sponsor.

B. The resigning Advisor is not eligible to be sponsored into Strategic Advisors Inc. again for a period of six (6) months following the date of termination.

C. If the Advisor requests a refund it will be only on unused portions of the monthly trustee fee.

27. Termination Due To Inactivity - After (6) months of consecutive inactivity, an Advisor will be deleted from the commission structure. The deleted Advisor will, however, be eligible for immediate responsorship.

28. Sanctions and Enforcement Action - Sanctions will not be employed lightly, nor will the company be arbitrary or unfair in their use. It is important to remember, however, that an Advisor who violates these policies and procedures jeopardizes the integrity and standing of all Advisors. The company reserves the right to revoke the status of Advisors or place violators on probation or suspension for a period which may delay their eligibility for advancement in the marketing plan. It is for the benefit of everyone that every Advisor abides by the letter and spirit of these policies and procedures.

29. Termination of Advisor Membership - Strategic Advisors Inc. reserves the right to terminate any Advisor membership at any time, or suspend said Advisor for a probationary period, when it is determined that the Advisor has violated the provisions of the Advisor Agreement, including the provisions of these Policies and Procedures as they now exist or may be amended, or the provisions of applicable laws and standards of fair dealing.

A. Upon such a termination, the company shall notify the Advisor by certified mail at the latest address listed with the company.

B. The terminated Advisor agrees to immediately cease representing himself/herself as an Advisor, and will not be allowed to ever return to the position of Advisor with Strategic Advisors Inc. Where applicable state law on termination of an Advisor is inconsistent with company policy, such state law termination procedures shall be in force.

C. If the Advisor wishes to appeal the termination, Strategic Advisors Inc. must receive the appeal, in writing, within fifteen (15) days from the date of mailing of the company's termination letter. If the appeal is not received with the 15-day period, the termination will be automatically deemed final. If the Advisor files a timely appeal of termination, Strategic Advisors Inc. will review and reconsider the termination, consider any other appropriate action and notify the Advisor of its decision. The decision of the company will be final and subject to no further review.

D. In the event that the termination is not rescinded, the termination will be effective as of the date of the company's original termination notice.

E. Upon termination of an Advisor membership, all rights to commissions, position, and wholesale purchase rights cease. The terminated Advisors organization shall be transferred to his/her sponsor. The terminated Advisor will not be eligible for future sponsorship.