Strategic Advisors Inc. - Policies and Procedures. Final Review By Final Review By Strategic Advisors Inc. The Company reserves the right to accept or reject the sales agreement and transfer.
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13. Sale of an Advisor Position - As Independent Advisors you are free to sell or assign your Advisor membership for the going market price. The process is:

A. First is notification to Strategic Advisors Inc. The company charges a nominal fee of $250 per sales transaction for the review process. Upon deposit of the money the proper Company documentation will be issued.

B. You must get approval from 5 levels of Upline. However, in order to protect the integrity of Strategic Advisors Inc., the Company must approve any such sales agreements or transfers of interest for substance and form prior to sale.

C. Final Review By Strategic Advisors Inc. The Company reserves the right to accept or reject the sales agreement and transfer based on the qualifications of the purchasers, any misrepresentations by the seller, or other material issues involving the sale that may have detrimental results for the company.

14. Retail Sales - Personal service and sales to customers are the foundation of Strategic Advisors. The entire commission structure is based upon volume of sales to customers by the individual Advisor, as well as their entire organization. It is required that 50% of all sales by Advisor are to the ultimate end user consumer, who is not a member of the Company Advisor network.

A. Prices listed by the company are minimum suggested prices for Asset Protection services.

B. Company products or services may only be sold by registered Advisors. Advisors may sell only to retail customers for their personal use, not for resale to other consumers.

15. Seventy Percent (70%) Rule - The intent of this paragraph is, should the occasion arises that Strategic Advisors Inc., would add products to the Company's service lines. When this occurs Strategic Advisors Inc., will strickly adhere to the policy that prior to honoring an order for product by a Advisor, the Advisor must certify that he/she has sold at retail at least 70% of any prior inventory purchased. An Advisor will be allowed by the company to purchase a reasonable amount of product for personal use as well as to be used as sales samples. Such reasonable amounts of products will not exceed $200.00 without proof that the Advisor has sold 70% of their present inventory.

A. The will Company will monitor compliance with this rule. For this reason it is important that the Advisor keep accurate sales records.

B. It will be company policy to strictly prohibit the purchase of products in unreasonable amounts solely for the purpose of qualifying for commissions or advancement within the compensation plan. All such forms of front loading or stockpiling are strictly prohibited.

16. Retail Sales In Commercial Outlets - To ensure that each Advisor has a fair and equal opportunity, and to encourage ongoing personal support, it is strictly forbidden for Strategic Advisors Inc. services to be sold in any retail outlet, without prior written consent of the Company. The Company will not discourage such sale; the reason for the notification and consent of the company is to protect the integrity of the Advisor base. Sales literature may be displayed referring the consumer to an Independent Advisor without Company permission.

17. Independent Contractor Ethics - Strategic Advisors Inc. will not permit activity that is obviously unethical or unprofessional. The line between aggressive professional marketing efforts, unethical behavior, and harassment can be vague. The Company will intercede when such behavior is evident, and reserves the right to use its sole judgment in deciding whether certain Advisor activities are inappropriate and, if determined to be so, to act accordingly.

18. Product Refund Policy - Strategic Advisors Inc. service refund policies are as follows:

A. Strategic Advisors Inc. will refund any dissatisfied purchaser of any Company products one-hundred-percent (100%) for a period of 3 working days (a full 72 hours) from the date of ordering the Asset Protection services, excluding mailing/shipping charges. The refund payment will be made within 30 days. After the expiration of the 3-day period there will be no refunds on the initial legal work for setting up the asset protection package. Weekends and Holidays will not count in the calculation of the 3-day period.

B. Shipping or mail loss of documents is the responsibility of the common carrier when applicable. If common carrier liability doesn't apply the Company will replace at no cost items of documentation originating from the company, which may have been lost in mailing. The Company accepts no liability for any documentation lost in transfer by common carrier.

C. Any other refund may be made within the sole discretion of the Company. A prorated refund may be made on monthly trustee services effective the end of the following month the notice of refund is required. No refunds will be made on the initial services of setting up and putting into effect an Asset Protection trust. All refunds exclude commissions earned and shipping and handling.

19. Refunds On Resale of Services by Advisors - Any Advisor who sells to the ultimate consumer is responsible for assisting the customer should they ask for a refund on an Asset Protection package within the 3 day, 72 hour refund period. The Advisor is expected to conduct their business in a manner consistent with the company Policies and Procedures, including strict adherence to the company refund policy. Any violation of this policy will be immediate grounds for suspension or termination of Advisors rights.

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